Relax Gaming · 2023 · Independent review
Money Train Origins Dream Drop Review: Jackpots, RTP and Bonus
Our score: 8/10
Quick verdict: a back-to-basics Wild West prequel with the most frequent bonus of the main games and a 1,000x full-grid prize, plus Relax's Dream Drop jackpots on top. The price is a 94% RTP. Worth it only if the jackpot is the point for you.
- RTP
- 94%Part of each bet funds the jackpots
- Volatility
- HighBonus about 1 in 244 spins
- Max win
- 10,000xPlus a Dream Drop jackpot
- Bet range
- $0.20–$100Per spin, 40 fixed lines
What's in this review
What is Money Train Origins Dream Drop?
Money Train Origins Dream Drop was released on . It's a prequel: the gang is back in the classic Wild West, with a train, cowboys, bandits and a Morricone-style soundtrack that recalls the very first game.
The game combines two Relax brands. The reels and bonus are pure Money Train: a 5x4 grid, 40 fixed lines and a Money Cart respin bonus. On top sits Dream Drop, Relax's network jackpot system with five tiers, from Rapid to Mega.
The base game is deliberately plain: line wins, a golden-revolver Wild and purple safe Scatters, with no extra modifiers. The bonus brings two new specials, the Banker and the Healer, and the largest published full-grid prize in the series.
At a glance
| Provider | Relax Gaming |
|---|---|
| Release date | |
| Grid | 5x4 (7x4 in the bonus) |
| Paylines | 40 fixed, left to right |
| RTP | 94% (including jackpot) |
| Volatility | High |
| Hit frequency | 18.35% |
| Bonus frequency | About 1 in 244 spins |
| Max win | 10,000x + jackpot |
| Bet range | $0.20–$100 |
| Bonus buy | No (Dream Drop version) |
| Jackpots | Rapid, Midi, Maxi, Major, Mega |
Relax Gaming product page and launch news, cross-checked with BigWinBoard, SlotCatalog, AboutSlots and FruitySlots.
How to play Origins Dream Drop
The rules are close to the 2019 original. Every spin is random; you choose the bet and how long you play.
Choose your bet
Set a stake between $0.20 and $100 per spin. All 40 lines are always active.
Match 3 or more
Wins pay for 3 to 5 matching symbols from the left. The golden revolver Wild substitutes for paying symbols.
Land 3 Scatters
Three or more purple safes anywhere start the Money Cart bonus with 3 respins.
Fill reels
New symbols lock and reset the respins. Filling a reel opens a new one, up to 7x4.
Fill everything
Fill all 28 positions and you get an extra 1,000x on top of the grid total. The feature then ends.
Watch for Dream Drop
Before any spin, the Dream Drop jackpot game can start at random.
Symbols and paytable
The four Wild West characters are the premium symbols and pay 8x to 20x for five on a line. The four card suits pay 3x to 5x for five. The golden revolver Wild pays 0.8x, 4x and 20x, the same as the top symbol.
The purple safe is the Scatter: it doesn't pay on its own but triggers the bonus. All values in the table come from the in-game paytable, divided by the 2.00 bet it was shown at.
| Symbol | 3 | 4 | 5 |
|---|---|---|---|
 Older cowboy with a cigar | 0.8x | 4x | 20x |
 Man with a feather and war paint | 0.6x | 3x | 10x |
 Moustached man | 0.5x | 2.5x | 9x |
 Red-haired cowgirl | 0.5x | 2x | 8x |
 Spades | 0.2x | 1x | 5x |
 Hearts | 0.2x | 1x | 4x |
 Clubs | 0.2x | 0.7x | 3.5x |
 Diamonds | 0.2x | 0.7x | 3x |
 Wild (golden revolver) | 0.8x | 4x | 20x |
At a $0.20 bet, five top cowboys on a line pay $4; at $1 they pay $20. Source: the in-game paytable, read at a 2.00 bet.
The Money Cart bonus in Origins
The bonus is the classic Money Cart: 3 respins that reset, a grid that grows sideways, and values paid at the end. It also lands more often than in any other main game in the series.
Base Bonus
Worth 1x to 10x your bet. The trigger Scatters turn into Bonus values.Payer Payer
Adds its value to every other symbol on the grid.Collector Collector
Adds every visible value to its own.Persistent Persistent Payer
Adds its value to every other symbol on the grid, then repeats on every respin that follows.Persistent Persistent Collector
Collects every visible value into its own, then repeats on every respin that follows.New Banker
Adds its value to every symbol on the grid now, and to every symbol that lands afterwards.New Healer
Brings 1 to 3 Collectors or Payers already on the grid back to life with 2 to 7 lives each. Each life keeps the symbol active for one more respin.Prize Full grid
Filling all 28 positions, not counting the Healer, awards a flat 1,000x and ends the feature.
How it plays
Three or more Scatters start 3 respins; persistent symbols can also count toward the trigger. Every new symbol locks and resets the count. Fill a whole reel and a new reel opens, up to two times, for a 7x4 grid. The round ends when the respins run out or all 28 positions are filled; a Healer doesn't count as a filled position.
The cast is small compared with Money Train 2 to 5, but the Banker and Healer are clever additions. A Healer that revives a Persistent Collector for several more respins plays like a mini Necromancer. Compare all symbols in our special symbols guide.
How the Dream Drop jackpot works
Dream Drop is a separate jackpot game shared across Relax titles. It can start before any spin, when 20 Dream Drop symbols fill the 5x4 grid. You then pick safety-deposit boxes until you find three of the same jackpot, which you win.
Mega is the largest of the five tiers. In May 2025, iGB reported a Hungarian player won it from a 30-cent spin on Origins, a prize of about 2.9 million in euros. It was the 21st Mega jackpot on the network since launch.
The jackpot is the reason the RTP is 94%: part of every bet funds it. Sources don't confirm whether bigger bets raise your chance of triggering it, so we don't claim that.
| Tier | Starting value |
|---|---|
| Rapid | 1 |
| Midi | 5 |
| Maxi | 100 |
| Major | 25,000 |
| Mega | 500,000 |
Seed values in the casino's currency, as published by reviewers; Relax doesn't publish seeds. OLBG reports the Major and Mega reseed at 60%.
Money Train Origins RTP, volatility and max win
RTP: 94%
Every $100 wagered returns $94 in theory over millions of spins, including what's paid out through the jackpots. That's about $2.20 more lost per $100 than in the original Money Train. A version without Dream Drop exists at 96.11%; if you don't care about the jackpot, it's the better deal. See our RTP versions guide.
Volatility: high
About one spin in five pays (18.35%), and the bonus lands roughly every 244 spins: the most frequent of the main games. At $0.20 that's about $48.80 wagered between bonuses on average; at $1, about $244.
Max win: 10,000x plus jackpot
The game's own cap is 10,000x, the lowest of the main games: $2,000 at $0.20 and $10,000 at $1. AboutSlots' simulations put the odds at about 1 in 7 million spins. The Dream Drop jackpots sit on top.
| Metric | Value | At $0.20 | At $1 |
|---|---|---|---|
| RTP | 94% | $18.80 per $20 wagered | $94 per $100 |
| Money Cart | 1 in ~244 | ~$48.80 wagered | ~$244 wagered |
| Full grid | +1,000x | $200 extra | $1,000 extra |
| Max win | 10,000x | $2,000 + any jackpot | $10,000 + any jackpot |
Frequencies: AboutSlots and FruitySlots.
Money Train Origins bonus buy: only in the non-jackpot version
The Dream Drop version has no bonus buy. The 96.11% version without the jackpot offers one at 80x your bet with a 96.5% RTP, where local rules allow it. That's $16 at a $0.20 bet or $80 at $1. Compare every option in our bonus buy guide.
Play the Money Train Origins demo
The demo isn't embedded on this page. Open the game in free-play mode at a casino: it uses play money and needs no deposit. More options on our free demos page.
Free play doesn't include the real Dream Drop jackpots. With the bonus about once in 244 spins, a short demo can also go without one.
Where to play Money Train Origins Dream Drop
Check that the casino is licensed in your country before you sign up. Then open the rules screen to see which version it runs: 94% with Dream Drop, or 96.11% without the jackpot. Our RTP versions guide shows how, and UK-licensed casinos don't offer a bonus buy on either version.
Not paid placements: we have no commercial partners. How we are funded. 18+.
Unibet
License Malta Gaming Authority, plus local licenses in markets such as the UK Money Train games Money Train 1 to 4 Operator Kindred Group (part of FDJ United) One of the largest regulated brands in Europe. The game lobby depends on your country.
Betsson
License Malta Gaming Authority, plus local licenses in several European and Latin American markets Money Train games Money Train 1 to 4, Origins Dream Drop Operator Betsson AB Lists the series under slots, bonus-buy games and jackpots, where buys are allowed.
LeoVegas
License Malta Gaming Authority and UK Gambling Commission, plus local licenses Money Train games Money Train, Money Train 2 Operator LeoVegas Group (MGM Resorts) Mobile-first casino. We found Money Train pages on its international and Canadian sites.
All casinos and how we check them: where to play Money Train.
Origins vs the original Money Train
Same setting, different trade-off. The original has the better RTP and a higher cap. Origins has a more frequent bonus, a fixed full-grid prize and a jackpot draw on top.
| Money Train (2019) | Origins Dream Drop (2023) | |
|---|---|---|
| RTP | 96.2% (98% buy) | 94% incl. jackpot |
| Max win | 20,000x | 10,000x + jackpot |
| Bonus frequency | 1 in ~298 | 1 in ~244 |
| Grid growth | Widener symbol | Fill a reel, up to 7x4 |
| Full-grid prize | Not published | 1,000x |
| Bonus buy | 80x | None (Dream Drop version) |
Pros and cons
What we like
- The most frequent bonus of the main games, about 1 in 244
- A fixed 1,000x prize for filling the grid
- Dream Drop jackpots on top of the game's own 10,000x cap
- Banker and Healer add fresh twists to a simple bonus
- Wide $0.20–$100 bet range
What we don't
- 94% RTP, the lowest default of the main games
- 10,000x cap, half of the original
- No bonus buy on the jackpot version
- Plain base game with no modifiers
Similar games
These games share the Money Cart-style respin bonus, with or without the jackpot layer.
Money Train
The 2019 original in the same Wild West setting: a 96.2% RTP and 20,000x cap, but no jackpot and no fixed full-grid prize.
Money Train 2
The same grid that grows to 7x4, with more specials, base-game respins and a 50,000x cap. No jackpot.
Money Train 5
The newest 5x4 game: a stations bonus instead of a fixed grid, Ultra mode and seven buys. No jackpot.
Money Cart series
Bonus-only Relax games with no paylines. The respins trigger far more often, for much smaller values.
Slingo Money Train
A Slingo card and prize ladder that lead to a Money Train 2-style bonus, at about the same 94% RTP.
Our verdict: is it worth playing?
Origins Dream Drop: a classic Money Cart with a jackpot attached.
Origins has the most approachable bonus in the main series. It comes around more often, and the 1,000x full-grid prize gives a clear target. The Wild West look will suit fans of the original.
The 94% RTP is a real cost, and it only makes sense if you want the jackpot draw. If you don't, the version without Dream Drop or the original Money Train returns more in theory. Skip it if you want a bonus buy on the jackpot version.
| Bonus feature | 8.5/10 |
|---|---|
| Win potential | 7.5/10 |
| Gameplay | 8/10 |
| Design and sound | 8/10 |
Frequently asked questions
Is Money Train Origins Dream Drop worth playing?
Yes, if you want a simple Money Cart bonus and the jackpot draw on top. It's a weaker deal if you don't care about the jackpot: the 94% RTP is below the original's 96.2%.
What is the RTP of Money Train Origins Dream Drop?
It's 94%, including the share of each bet that funds the Dream Drop jackpots. A version without the jackpot runs at 96.11%.
How do you win the Dream Drop jackpot?
It's random. The jackpot game starts when 20 Dream Drop symbols fill the grid before a spin. You pick boxes until you find three of the same jackpot.
What is the max win?
It's 10,000x your bet from the game itself: $2,000 at $0.20 or $10,000 at $1. Dream Drop jackpots come on top.
Can you buy the bonus?
No, not in the Dream Drop version. The version without the jackpot offers an 80x buy where it's allowed.
What does the Healer do?
It's a bonus symbol that brings 1 to 3 Collectors or Payers already on the grid back to life. Each gets 2 to 7 lives, and each life keeps it active for one more respin.
Can I play Origins Dream Drop for free?
Yes. Many casinos let you open it in free-play mode with play money, though free play doesn't include the real jackpots. Start from our casino list.
Does it work on mobile?
Yes. It's an HTML5 game that runs in mobile browsers, so you don't need a separate app. See our Money Train app guide.
How we checked the numbers
Origins has two versions, so we checked which one each source describes. Some sites headline 96.11%, which is the version without the jackpot; this review covers the 94% Dream Drop game.
We start from Relax Gaming's launch news and product page. We cross-check with BigWinBoard, SlotCatalog, AboutSlots and FruitySlots. Jackpot data: iGB and OLBG.
Relax's launch news says the Healer revives one symbol. The in-game rules say 1 to 3 Collectors or Payers with 2 to 7 lives each, matching BigWinBoard and Relax's product page, so we follow the game. The paytable and the 1,000x full-grid rule are also taken from the in-game screens. The 10,000x odds are from AboutSlots' simulations, not Relax. Drafts are prepared with AI from this fact base and checked by an editor. Read our editorial policy and review method.
Play responsibly
The Dream Drop jackpot is a random draw with very long odds, so don't play Origins to chase it. The bonus averages about once in 244 spins, and longer gaps are common. Decide your budget before you start and stop when it's gone.
BeGambleAware (UK) · GamCare (UK) · Gambling Therapy (worldwide) · 1-800-MY-RESET (US). More on our responsible gambling page. 18+ only.