Relax Gaming · 2024 · Independent review
Money Sleigh Review: The Christmas Money Cart
Our score: 7.8/10
Quick verdict: Money Sleigh is a festive reskin of Money Cart 3. There are no paylines: every spin is a try for the respin bonus, where Santa revives specials and Eternal symbols fire on every respin. The RTP is 96% and the cap is 10,000x. It suits players who like pure hold-and-win.
- RTP
- 96%A 94% version is reported
- Volatility
- HighHit frequency 9.95%
- Max win
- 10,000x$1,000 at the $0.10 minimum
- Bet range
- $0.10–$100Per spin, no paylines
What's in this review
What is Money Sleigh?
Money Sleigh was released by Relax Gaming on . A red-and-gold sleigh replaces the train. There's snow, a house and a red-nosed reindeer, and Santa appears as one of the special symbols.
Under the wrapping it's Money Cart 3, the bonus-only version of Money Train 3. There are no paying symbols or paylines. Each spin either does nothing or lands snow globes, and three or more start the respins.
The modifiers get festive names but work almost exactly like their Money Train 3 counterparts. The game doesn't carry the Money Train name, so we treat it as part of the Money Cart family.
Money Sleigh is built in HTML5. It runs in mobile browsers on phones and tablets, and no separate app is needed. More on that in our mobile and app guide.
At a glance
| Provider | Relax Gaming |
|---|---|
| Release date | |
| Based on | Money Cart 3 |
| Grid | 5x4 (up to 7x4) |
| Paylines | None, hold and win |
| RTP | 96% |
| Volatility | High |
| Hit frequency | 9.95% |
| Max win | 10,000x the bet |
| Bet range | $0.10–$100 |
| Bonus buy | None |
| Devices | Desktop and mobile (HTML5) |
Relax Gaming news, BigWinBoard, SlotCatalog, AboutSlots and OLBG.
How Money Sleigh plays
Choose your bet
From $0.10 to $100 per spin. Values are shown in coins: one coin is a tenth of your bet.
Spin for snow globes
Base spins show blanks and snow globes worth 1 to 10 coins (0.1x to 1x your bet).Land 3 or more
Three or more snow globes start the respins. Sources put the hit frequency at 9.95%, about one spin in ten.
Lock and reset
You get 3 respins. Every new symbol sticks and resets the count to 3.
Fill reels
Fill a reel and a new one opens, up to two, for a 7x4 grid.
Collect
When the respins run out or you hit 10,000x, the values on the grid are paid.
How a Money Sleigh round plays out
Say you bet $0.20, so one coin is worth $0.02. A spin lands three snow globes worth 2, 4 and 5 coins. That's 11 coins, or $0.22, and the respins start with the counter at 3.
On the next respin a Helper lands and doubles three symbols. The globes are now 4, 8 and 10 coins, and the counter resets to 3. Two empty respins follow. Then a Gatherer lands and collects 22 coins into itself, which resets the counter again.
If the last three respins stay empty, the round pays the grid total. Here that's the Gatherer's 22 coins plus the three globes it collected from, 44 coins in all. At $0.20 that's $0.88; at $1 the same round would pay $4.40.
Many rounds look like this: small values and a short life. Bigger totals need Eternal symbols that keep firing on every respin, and Santa bringing back specials that have already fired.
Snow globe values in dollars: at a $0.20 bet a globe is worth $0.02 to $0.20. At $1 it's worth $0.10 to $1.
Illustrative example; the game decides which symbols land and their values.
Money Sleigh respin bonus and symbols
Collector Gatherer
Collects every visible value into its own.Combo Gatherer-Giver
Collects from 3 to 5 symbols, then pays the new total back to each.Doubler Helper
Doubles 3 to 8 symbols, possibly the same one twice.Doubler Super Helper
Doubles one random symbol 2 to 6 times.Payer Super Giver
Shows 5 to 100 coins and adds it to random symbols 3 to 10 times.Revive Santa
Brings back 2 to 7 used one-off specials: Gatherer, Gatherer-Giver, Helper, Super Helper or Super Giver. It can pick the same one twice.Clear Snow Bank
Banks all plain snow globes and removes them from the grid. Specials can't be banked.Eternal Eternal Gatherer
Collects every visible value at the end of each respin. It doesn't collect its own value.Eternal Eternal Helper
Doubles 3 to 8 other symbols at the end of each respin.Eternal Eternal Gatherer-Giver
Collects from 3 to 5 targets and pays the new total back to them, on every respin.Eternal Eternal Santa
Brings back 1 to 7 used one-off specials on every respin.Eternal Eternal Mystery
Turns into a Gatherer, Gatherer-Giver, Helper, Super Helper or Super Giver after each respin.
If you know Money Train 3, the translation is easy. Gatherer is the Collector, Helper is the Sniper and Super Helper is the Tommy Gun Sniper. Super Giver is the Tommy Gun Payer, Santa is the Necromancer and Snow Bank is the Absorber.
Eternal means the same as Persistent in Money Train. We found no full-grid prize in any source. See every symbol in our special symbols guide.
Money Sleigh RTP, volatility and max win
The RTP is 96%: in theory, every $100 wagered returns $96 over a very large number of spins. OLBG reports a 94% version too, so check the info screen at your casino. That's below Money Cart 1 and 2 (98%) but in line with Money Cart 3 and 4.
Volatility is rated high. The respins trigger often, but snow globes are worth only 0.1x to 1x your bet. Most rounds pay small amounts, and long runs of empty spins are normal.
The cap is 10,000x. That's $1,000 at the $0.10 minimum, $2,000 at $0.20 and $10,000 at $1. It's a ceiling, not an expected result, and no source publishes the odds of reaching it.
| Bet | One coin | Snow globe (1–10 coins) | Max win (10,000x) |
|---|---|---|---|
| $0.20 | $0.02 | $0.02–$0.20 | $2,000 |
| $1 | $0.10 | $0.10–$1 | $10,000 |
One coin is a tenth of the bet. Values from BigWinBoard and SlotCatalog.
There's no bonus buy. One source says a buy exists outside the UK. Three others say there isn't one and no buy price is published, so we treat it as unavailable.
Play the Money Sleigh demo
We don't embed the demo on this site. Open Money Sleigh in free-play mode at a casino to see how often the respins start and how small most globes are. More on our free demos page.
A demo session of Money Sleigh shows the rules, not your odds: a few hundred spins can look very different from the long-run 96%.
Where to play Money Sleigh
Check that a casino is licensed in your country before you sign up. Look at the rules screen for the RTP version, because 96% and 94% are both reported (see RTP versions). Money Sleigh has no bonus buy anywhere, so the UK version plays the same as the rest.
Not paid placements: we have no commercial partners. How we are funded. 18+.
Unibet
License Malta Gaming Authority, plus local licenses in markets such as the UK Money Train games Money Train 1 to 4 Operator Kindred Group (part of FDJ United) One of the largest regulated brands in Europe. The game lobby depends on your country.
Betsson
License Malta Gaming Authority, plus local licenses in several European and Latin American markets Money Train games Money Train 1 to 4, Origins Dream Drop Operator Betsson AB Lists the series under slots, bonus-buy games and jackpots, where buys are allowed.
LeoVegas
License Malta Gaming Authority and UK Gambling Commission, plus local licenses Money Train games Money Train, Money Train 2 Operator LeoVegas Group (MGM Resorts) Mobile-first casino. We found Money Train pages on its international and Canadian sites.
All casinos and how to check them: where to play Money Train games.
Pros and cons
What we like
- Respins trigger often, about once in ten spins
- Full Money Train 3 cast of modifiers, with Eternal versions
- Christmas names that make the symbols easy to remember
- Wide $0.10–$100 bet range
What we don't
- No base game to speak of
- 96% RTP, below the 98% of the first Money Cart games
- Lower ceiling than Money Train 3 (10,000x vs 100,000x)
- Seasonal theme won't suit everyone year-round
Similar games
The same respin bonus appears across the series, with different symbols and ceilings.
Money Cart series
Money Cart 3 is the same game without the Christmas theme. The other three Money Cart games mirror Money Train 1, 2 and 4, at 96–98% RTP.
Money Train 3
The original version of these modifiers, with a base game, four bonus buys and a 100,000x cap. The bonus is much rarer.
Money Train
Where the Money Cart bonus started in 2019. Fewer special symbols, 40 paylines and a 20,000x cap.
Money Train 2
Adds the Sniper and Necromancer that became Helper and Santa here. It has base-game respins and a 50,000x cap.
Our verdict: is it worth playing?
Money Sleigh: Money Cart 3 in a Christmas sweater.
Money Sleigh is worth a look if you like the Money Train 3 bonus and don't need a base game. The respins start often, and the festive names make the symbols easy to follow.
Skip it if you want a higher ceiling or a 98% RTP. Money Train 3 goes to 100,000x, and the first two Money Cart games return 98%. It's still a high-volatility game where most rounds pay little.
| Bonus feature | 8/10 |
|---|---|
| Win potential | 7.5/10 |
| Gameplay | 7/10 |
| Design and sound | 8.5/10 |
Frequently asked questions
Is Money Sleigh worth playing?
Yes, if you enjoy hold-and-win bonuses and frequent triggers. It's less suited to players who want a base game, a 98% RTP or a ceiling above 10,000x.
Is Money Sleigh a Money Train game?
It's a Christmas version of Money Cart 3, the bonus-only spin-off of Money Train 3. It doesn't carry the Money Train name.
Can I play Money Sleigh for free?
Yes. Many casinos offer it in free-play mode with play money. We don't embed the demo, but our demo page explains how to find it.
Does it work on mobile?
Yes. It's an HTML5 game that runs in mobile browsers, so no separate app is needed. See our app guide.
What is the RTP of Money Sleigh?
It's 96%. A 94% version is also reported at some casinos, so check the game's info screen.
What is the max win?
It's 10,000x your bet: $2,000 at $0.20 and $10,000 at $1.
Can you buy the bonus?
No. Most sources confirm there's no bonus buy, and none publishes a price.
What does Santa do?
It's the game's Necromancer: Santa brings back 2 to 7 one-off specials that have already fired. The Eternal Santa brings back 1 to 7 on every respin.
How we checked the numbers
Money Sleigh's figures come from Relax Gaming's release news, BigWinBoard, SlotCatalog, AboutSlots, OLBG and HideousSlots. The respin screenshot was taken in the demo.
One demo site lists a 1,000x max win and free spins; both are errors. The 94% RTP and a non-UK bonus buy are each reported by a single source.
Drafts are prepared with AI from this fact base and checked by an editor before publication. Read our editorial policy and review method.
Play responsibly
Money Sleigh triggers its respins often, but most rounds pay small amounts, so frequent bonuses can hide steady losses. Treat it as paid entertainment, set a budget before you start and stop when it's gone.
BeGambleAware (UK) · GamCare (UK) · Gambling Therapy (worldwide) · 1-800-MY-RESET (US). More on our responsible gambling page. 18+ only.